Services
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Income & expense planning
Budgeting
Emergency fund planning
Maximizing after-tax cash yield
Debt management
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Risk tolerance analysis
Savings rate review
Asset allocation
Tax-loss harvesting
Portfolio rebalancing
529 plan review
Donor-advised fund strategy
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Health insurance review
Company benefits review
Life, home, auto and liability insurance reivew
Disability insurance
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Review of deductions & credits
Analysis of estimated tax payments
Tax deferral strategies
Roth conversion strategies
Pre-Tax vs. Roth contribution analysis
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Review of last will & testament
Trust document analysis
Review of beneficiary designations
Review of healthcare directives
Review of financial power of attorney
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Entity formation
Working capital analysis
Growth rate & margin forecasting
Acceleration/deferral of income & expenses
Cost structure analysis
Depreciation analysis
QSBS & QBI eligibility
Retirement plan selection
Salary vs. distribution analysis
Buy/sell agreement review
E&O insurance
Key man insurance
Exit planning
Services
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What You Get
2 initial engagement meetings
1 strategy presentation meeting
1 follow-up meeting
A Fit For…
Do-It-Yourselfers. Those who want to manage their own investments and need a foundational plan from the outset.
Fee
Starts at $3,999
Priced based on complexity
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What You Get
2 initial engagement meetings
1 strategy presentation meeting
2-4 review meetings annually
Available 24/7 as needed
A Fit For…
Those in need of year-round planning that is aligned with their stated goals and ideal life.
Fee
Fixed, annual fee starting at $7,999
Priced based on complexity and meeting frequency
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What You Get
2 initial engagement meetings
1 strategy presentation meeting
2-4 review meetings annually
Ongoing investment management
Available 24/7 as needed
A Fit For…
Those in need of year-round planning and portfolio management that is aligned with their stated goals and ideal life.
Fee
Assets under management fee is billed at the beginning
Typical Client Meeting Calendar
Q1
Jan - Mar
Reexamine all financial plan assumptions
Discuss personal & business goals
Income/expense projections
Personal & business debt analysis
Gather relevant tax forms for filing
Plan for quarterly estimated tax payments if necessary
Q2 & Q3
Apr - Sept
Quarterly estimated tax tracking
Revenue & cash flow tracking
Evaluation of business & personal insurance coverage
Trust & estate plan review (every other year)
Q4
Oct - Dec
Year-end cash flow debrief & upcoming projections
Year-end tax plan opportunities: deductions, credits, & deferral strategies
Explore final tax-loss harvesting and rebalancing opportunities*
Investment performance debrief*
Year-round Planning
Business cash flow tracking
Projected vs. actual revenue and profitability analysis
Portfolio rebalancing*
Tax-loss harvesting in taxable portfolios*
* For investment management clients